White Paper

Central Banks and the Future of Digital Money

A practical proposal for central bank digital currencies on the Ethereum blockchain

Authors: Matthieu Bouchaud, Tom Lyons, Matthieu Saint Olive, Ken Timsit

Contributors: Shailee Adinolfi, Benjamin Calmejane, Guillaume Dechaux, Faustine Fleuret, Vanessa Grellet, Joyce Lai, Monica Singer

This paper provides an overview of the history and current state of CBDC as well as an example of how a CBDC could be designed and built on the Ethereum blockchain

Topics include: 

  • Cryptocurrencies, stablecoins and the rise of digital money
  • Introduction to central bank digital currencies
  • Benefits of digital currencies for central banks and the economy
  • Requirements for successful implementation of CDBC
  • Proposed architecture for Ethereum-based central bank money

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